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Ruth Calloway

Ruth Calloway writes about coin collecting and numismatic history for FMV Gold.

Latest from Ruth Calloway

What the Common Cents Act Means for Coin Collectors
U.S. Coins

What the Common Cents Act Means for Coin Collectors

The Senate cleared the Common Cents Act on September 28, 2026 by unanimous consent, two weeks after the House passed it on a voice vote. The bill now sits on the President’s desk awaiting a signature, which had not been given as of this writing. Most of the coverage has treated it as the penny’s […]
Why Did the Dollar Coin Fail? A Short History
U.S. Coins

Why Did the Dollar Coin Fail? A Short History

Somewhere in a Federal Reserve vault sits a stack of dollar coins nobody asked for. As of June 30, 2020, the Fed reported holding $1.064 billion in them, which its annual report to Congress called roughly a 21-year supply of circulating demand. The hoard peaked near 1.434 billion coins in early 2012 and has drained […]
How to Start a Coin Collection Without Wasting Money
Collecting Tips

How to Start a Coin Collection Without Wasting Money

Most people do not decide to become collectors. A cigar box turns up in a parent’s closet, or a cashier hands back a quarter with a worn eagle on the reverse, and a question arrives on its own: is this worth anything, and what am I supposed to do with it? That is a better […]
The History of the U.S. Half Dollar, From 1794 to Today
U.S. Coins

The History of the U.S. Half Dollar, From 1794 to Today

Ask most Americans when they last spent a fifty-cent piece and you will get a blank look. The half dollar is still legal tender, still struck by the U.S. Mint, and still the largest coin the country makes for circulation. It simply stopped turning up in pockets sometime in the mid-1960s and never really came […]
Is It Worth Getting Your Coins Graded?
Collecting Tips

Is It Worth Getting Your Coins Graded?

It usually starts with a drawer. A parent’s old cigar box, a folded envelope of silver dollars, a few gold pieces somebody bought decades ago and never talked about. Somewhere in the sorting, a question arrives: should any of this go off to a grading service and come back sealed in plastic? Put plainly: is […]
The History of the U.S. Dime, From 1796 to Today
U.S. Coins

The History of the U.S. Dime, From 1796 to Today

For eighty years the same face has looked left from the smallest coin in American pockets. That changed this spring. In April the U.S. Mint began shipping the 2026 Emerging Liberty dime, a one year design dated 1776 to 2026, and for the first time since 1946 a circulating dime left the presses without Franklin […]
How to Sell a Gold and Silver Collection Without Regrets
Collecting Tips

How to Sell a Gold and Silver Collection Without Regrets

Almost everything written about precious metals is written for buyers. The other side of the counter gets a fraction of the attention, which is odd, because nearly every holding is sold eventually: by the person who built it, by a spouse, or by an adult child working through a safe deposit box on a deadline. […]
The History of the U.S. Nickel, From 1866 to Today
U.S. Coins

The History of the U.S. Nickel, From 1866 to Today

The five-cent piece is the plainest thing in an American pocket. No silver, no gold, no eagle on the back, just a president and his house. It is also the only denomination still circulating in essentially the metal Congress gave it in 1866, and the one lawmakers are arguing over right now. The history of […]
When Did the U.S. Stop Making Silver Coins?
U.S. Coins

When Did the U.S. Stop Making Silver Coins?

Ask a room of coin buyers when American money stopped being silver and you will get three answers, all partly right. The dime and quarter went first, the half dollar hung on five more years in a watered-down form, and the silver dollar had quietly stopped circulating long before either. The line most holders use […]
How to Clean Coins Without Destroying Their Value
Collecting Tips

How to Clean Coins Without Destroying Their Value

Somebody hands you a cigar box of dark silver dollars from a grandparent’s dresser, and the impulse arrives before the thought does: make them look like money again. Every coin shop in America has watched that impulse walk through the door about an hour too late. The blunt version is that most cleaning takes value […]