GOLD$4,016.33▼ 0.13%SILVER$52.01▼ 0.31%Spot prices: why they differ
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Markets, mints, and metals — independent reporting and analysis for gold and silver collectors and investors.

What Silver Lease Rates Tell You About Coin Premiums
Market Updates & Premiums

What Silver Lease Rates Tell You About Coin Premiums

Spot silver sat near $61 an ounce as October opened, with gold near $4,177. Those are the numbers on the screen, and they are the ones most buyers watch. They are not the numbers that decide what a one-ounce coin costs above its metal value, and they are not where a tight physical market shows […]
Daniel Reyes
How the U.S. Mint Prices Its Gold Coins
Market Updates & Premiums

How the U.S. Mint Prices Its Gold Coins

A buyer who checks the Mint’s catalog on a Tuesday and again on Thursday morning can find the same proof gold coin carrying a different price, even when gold itself barely moved in between. Nothing improper has happened. The United States Mint reprices its collector gold on a published schedule, against a published table, and […]
Daniel Reyes
Do You Pay Sales Tax on Gold and Silver?
Market Updates & Premiums

Do You Pay Sales Tax on Gold and Silver?

Plenty of buyers will spend an afternoon shaving half a point off a coin’s premium, then hand over several times that much at checkout without a second thought. In most of the country that second number is zero, because most states decided years ago that taxing money by the ounce made little sense. In a […]
Daniel Reyes
How Gold Price Locks Work, and Why Your Quote Expires
Market Updates & Premiums

How Gold Price Locks Work, and Why Your Quote Expires

Anyone who has bought bullion online has watched the little clock in the corner of the cart tick down, with a note that the price refreshes when it reaches zero. Plenty of first-time buyers read that as a pressure tactic borrowed from airline websites. It is closer to the opposite. That timer is the visible […]
Daniel Reyes
Why Gold Prices Differ Between Dealers for the Same Coin
Market Updates & Premiums

Why Gold Prices Differ Between Dealers for the Same Coin

Open two browser tabs, drop the same one-ounce gold coin into both carts, and the totals will not match. Neither seller is doing anything improper. The metal is identical, the weight is identical, and the spot quote feeding both pages came out of the same wholesale market seconds ago. Gold prices differ between dealers because […]
Daniel Reyes
Why Are Silver Premiums Higher Than Gold Premiums?
Market Updates & Premiums

Why Are Silver Premiums Higher Than Gold Premiums?

Buy a one-ounce gold coin and a one-ounce silver coin on the same afternoon, and something odd turns up on the receipt. The gold coin costs a few percent more than the metal inside it. The silver coin can cost fifteen or twenty percent more, and in a busy market a good deal more than […]
Daniel Reyes
Why Coin Premiums Change When Gold and Silver Move
Market Updates & Premiums

Why Coin Premiums Change When Gold and Silver Move

Anyone who has watched a dealer’s order page for a few months has noticed something strange. Spot climbs hard, and the finished coin costs less over metal than it did before. Spot collapses, and the coin stubbornly refuses to get cheap. The metal is doing one thing. The coin is doing something else entirely. That […]
Daniel Reyes
Which Gold and Silver Coins Are Easiest to Sell?
Market Updates & Premiums

Which Gold and Silver Coins Are Easiest to Sell?

Most buying guides stop at the purchase. You compare premiums, pick a coin, and the story ends when the package arrives. But every ounce you buy is half of a round trip. Sooner or later, you or your heirs will sell, and the form you chose years earlier decides how fast that happens and how […]
Daniel Reyes
Why Gold and Silver Premiums Spike During Shortages
Market Updates & Premiums

Why Gold and Silver Premiums Spike During Shortages

Watch a bullion market during a real scare and you notice something that seems to break the rules. The spot price on the screen is falling, sometimes hard, yet the coin you actually want costs more than it did a week ago, and the dealer says it will ship in three weeks if you are […]
Daniel Reyes
The Bid-Ask Spread on Gold and Silver, Explained
Market Updates & Premiums

The Bid-Ask Spread on Gold and Silver, Explained

Pull up a live gold quote and you will see a single number climbing or sliding. Walk up to a dealer counter, or a dealer’s website, and that single number splits in two. There is a price to buy and a lower price to sell, and the space between them has a name: the bid-ask […]
Daniel Reyes
What Is the Premium Over Spot on Gold and Silver?
Market Updates & Premiums

What Is the Premium Over Spot on Gold and Silver?

Anyone who has bought a gold or silver coin runs into the same small shock at checkout. The spot price on the screen says one thing, and the coin costs more. That gap has a name. It is the premium over spot, and understanding it is the difference between buying metal well and quietly overpaying […]
Daniel Reyes
OFFICIAL: Gold Just Broke a Demand Record in 2025!
Market Updates & Premiums

OFFICIAL: Gold Just Broke a Demand Record in 2025!

🧭 Editor’s Note: Gold just broke a historic demand record — and the buying wasn’t coming from bracelet counters or hype chasers. This breakdown cuts through the bravado to explain who is really buying gold in 2025, why it matters, and where everyday U.S. buyers risk getting misled if they confuse price action with smart positioning. The Hook Gold didn’t…
Jacob Barton

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